Dental Insurance, Simplified

Insurance & Financing

Wondering how much of your dental care your plan will actually cover? Our team looks up your benefits and explains them in plain language before any treatment starts. At Dental Spa of Orange, we're in network with Delta Dental, Tricare and Connection Dental and happy to check any other plan for you.

We Work With Your Insurance

Have your insurance card handy when you book, or bring it to your first visit, and our team will look up your coverage. We can walk you through your deductible (the amount you pay before coverage begins) and your annual maximum (the most your plan pays in a year). We can also check any waiting periods or limits on how often your plan pays for a service, such as cleanings.

Before any treatment, we explain what it involves, what it's likely to cost and what other choices you have. You're welcome to take that information home, compare it with your plan and decide when you're ready. If you have any questions about your coverage, call (714) 282-2525 and our team is happy to help.

Insurance Plans We Accept

We're in network with the plans below, which usually means lower out-of-pocket costs than you'd pay at an out-of-network office.

Delta Dental
Tricare (active-duty military insurance)
Connection Dental

Connection Dental Network Plans

Connection Dental is a network that carries the plans below, so you can use any of them with us.

Aetna
Altus
Ameritas Life
Careington
Cigna
GEHA
Guardian
Humana
MetLife
Principal
United Concordia
UnitedHealthcare (UHC)

Tricare members may be glad to know that Dr. Lee is a U.S. Army veteran. We don't accept Medicaid or Medicare, but if your plan isn't listed, call us and our team will check what it covers.

However You Pay, We Make It Work

Need more dental work this year than your plan will cover? You get the full cost before treatment starts and can pay with insurance, directly or with a mix of both. Financing options also include plans of up to 6 months interest-free for larger treatment at our office in Orange, CA.

We explain what each option involves, what could go wrong and what it costs. You're welcome to take the plan home and think it over before you decide.

Flexible Financing for Larger Treatment

Larger treatment such as dental implants, Invisalign or cosmetic work can cost more than your dental plan pays in one year. With our financing options, you can start your care now and pay for it in monthly installments instead of waiting for your benefits to reset.

Benefits of Dental Financing

Interest-Free Plans

Our financing options include plans with up to 6 months interest-free, which gives you time to pay down a larger bill at a comfortable pace. Our team can explain how those terms would apply to your balance once we have gone over your treatment with you.

Smaller Payments

Smaller monthly payments are often easier on a household budget than one large bill that's due all at once. That can make it possible to start the care you need now instead of putting it off until your benefits renew.

Team Support

Our front desk team is glad to explain how financing works and answer every question you have before you apply. You're welcome to take the information home, talk it over with your family and decide when you feel ready.

Our Dental Financing Option

We offer third-party financing options, which keep the process simple for you and our team.

Third-Party Financing

Financing lets you pay for your dental care over time in monthly installments. Ask about it at your next visit, or call (714) 282-2525 and our team will help you get started.

  • Plans of up to 6 months interest-free
  • Monthly payments in place of one lump sum
  • Help from our team with any questions
Ask About Financing

Frequently Asked Questions About Insurance and Financing

If you're not sure what your plan covers or how financing works, call (714) 282-2525 and our team will look it up with you.

Get in Touch
Which dental insurance plans are you in network with?

We're in network with Delta Dental, Tricare and Connection Dental. Connection Dental is a network whose plans carry other names, including Aetna, Altus, Ameritas Life, Careington, Cigna, GEHA, Guardian, Humana, MetLife, Principal, United Concordia and UHC. If your card shows a company that isn't listed here, call us and our team will check your exact plan.

What if I have Medicaid or Medicare?

You're still welcome as a patient, although our office doesn't accept Medicaid (called Medi-Cal in California) or Medicare. Many people in this situation pay for care directly. For larger treatment, we have financing options (up to 6 months interest-free) to spread the cost into monthly payments.

How will I know what I owe before treatment?

You'll know the expected cost before any treatment begins. Our team checks your benefits, and we go over the cost of each option with you. Your insurance company makes the final decision when it processes the claim, so the amount is an estimate, and we'll let you know if any part of your coverage looks uncertain.

How much will my plan pay if you're in network?

Being in network usually lowers your share of the cost, but your plan's own rules still apply. Exams and cleanings are often covered well, crowns and implants are usually covered in part, and cosmetic treatments like veneers or whitening seldom are. Our team checks your deductible, yearly maximum and any waiting periods before you decide.

How much will my treatment cost?

Your cost depends on the treatment you need, and we go over it with you before any work begins. The number of teeth involved, the complexity of the work and any 3D imaging or sedation all affect the total, while your insurance can lower it. If the full amount feels like too much at once, we can often plan the work in stages, starting with what's most urgent, and financing can cover the balance in monthly payments.

What financing options do you offer?

We offer third-party financing options that divide your balance into monthly payments, and some plans are interest-free for up to 6 months. Approval and terms come from the financing company, so our team can go over the options for your amount before you apply.

Can I combine financing with my dental insurance?

Yes, you can use both. Many patients use their insurance for the part their plan covers and financing for the remaining balance. Our team checks your benefits first, so you only finance the amount you actually owe.

Should I check my insurance before applying for financing?

Yes, checking your coverage first means you only finance what your plan won't pay. We're in network with Delta Dental, Tricare and Connection Dental plans, including Aetna, Cigna, Guardian, MetLife and UHC. We don't accept Medicaid or Medicare, and our team is glad to check your benefits for you.

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